• Pros and Cons of a 15 Year Mortgage
  • How to Set Up Automatic Recurring Mortgage Payments
  • Freddie Mac Projects Rising Rates
  • Comparing the Cost of Homeownership vs Renting
  • Home Prices Are Rising
VA Blog 1200x630 1024x538 - Five Big Benefits of a VA Loan

Five Big Benefits of a VA Loan

The Veterans Administration (VA) is especially set up to help with VA homeownership needs. Did you know the VA helps Service Members, Veterans, and eligible Surviving Spouses to become homeowners? As part of our mission to provide exceptional service to veterans, and in honor of Veteran’s Day, we’ve decided to review the five biggest benefits of VA home loans. ONE: VA Home Loans Offer No Down Payment, No Mortgage Insurance…

fmc house 01 01 1024x538 - 5 Reasons to Consider a Cash Out Refinance

5 Reasons to Consider a Cash Out Refinance

  When you refinance your mortgage, you get a new mortgage to replace the current one. And if you have enough equity in your home, you can do a cash-out refinance. Here are five (5) great reasons to consider doing a cash out refinance with Freedom Mortgage. Consolidate Debt Mortgages are a great option to consolidate debt. Mortgage interest rates are generally lower than credit cards and mortgage interest payments may…

blog 3reasons 1200x630 1024x538 - Three Reasons to Buy a Home this Fall

Three Reasons to Buy a Home this Fall

  While the spring and summer are considered peak seasons for home sales, the fall season presents unique opportunities for savvy homebuyers. Consider the following benefits as you shop for a home this fall. Big Savings When you buy a house, you may want to make some enhancements to put your personal touch on it to make it your home. Did you know Consumer Reports recommends homebuyers coordinate their home…

Freedom Mortgage named to Inc 5000

Freedom Mortgage named to INC. 5000 list of Fastest Growing Companies for sixth consecutive year

The company grew despite mortgage industry downturn MOUNT LAUREL, N.J. – September 25, 2018 – Freedom Mortgage, one of the nation’s top non-bank, full service mortgage lenders and a leader in government-insured lending, is proud to be named to the 2018 Inc. 5000 list of the fastest growing private companies in the U.S. 2018 marks the sixth straight year that Freedom has been named to this exclusive list. Freedom Mortgage…

Enterprise Post Temp 1200x630 1024x538 - Three Reasons Owning a Home is a Worthwhile Commitment

Three Reasons Owning a Home is a Worthwhile Commitment

After the housing bubble collapsed in 2008, many older millennials may have seen close friends or family experience financial stress. Therefore, it’s understandable why it may be difficult to make a commitment to homeownership. However, here are three good reasons why it makes sense to own your home rather than keep paying rent. Independence  When you own your own home, you make the rules. Pets, parties, guests, no problem. Owning…

BLOG Millennials 1200x630 1024x538 - Study Reveals Many Millennials Ready to Buy First Home

Study Reveals Many Millennials Ready to Buy First Home

A joint mortgage readiness study conducted by Freddie Mac and Experian suggests that many of the 75 million U.S. Millennials (born between 1982 – 2000, according to the U.S. Census) are ready or near-ready to qualify for a mortgage. According to the study: 33 percent of Millennials have strong or moderate credit with an average income of $53,000. Also, for those with student loans, loan payments average just 4-7% of…

im - Gen X Experiences a Boom in Home Equity

Gen X Experiences a Boom in Home Equity

According to a recent study, Gen Xers (those born between 1965 – 1983) experienced some of the biggest decreases in home equity during the great recession. However, nearly 10 years later, the median net worth of these same homeowners has risen by 115%. Based on an analysis of Federal Reserve data, the study finds that Gen Xers are the only generation of households to recover the wealth they lost during…

Aug EnergyBill 1200x630 1024x538 - 5 Tips for Energy Savings this Summer

5 Tips for Energy Savings this Summer

Looking for ways to save this summer? Try these 5 tips: Maintain your central air conditioner on a regular basis and clean or replace filters to ensure optimal efficiency. Set your air conditioner thermostat as high as comfortable when you’re home. Use a smart thermostat to automatically adjust the temperature. Close your blinds and windows during the day and open them at night. This is a no-cost way to keep…

Aug 27 blog 1200x630 1024x538 - Top 5 Home Remodeling Projects that Add Value

Top 5 Home Remodeling Projects that Add Value

You are living the dream of homeownership, but you want to make sure your home maintains that charm and comfort that attracted you to it in the first place. Well, the “Remodeling Impact Report” from the National Association of REALTORS® includes great information on the upgrades you should consider and what you may expect in return on investment. Here are the top 5 home remodeling projects with building equity in…

Capture - Understanding Your Monthly Mortgage Statement

Understanding Your Monthly Mortgage Statement

Your billing statement has a great deal of information to help you understand your mortgage. To get acquainted with different parts of your mortgage statement, watch this informative video.  Looking for a little more detail? Read below for a more in-depth look at your mortgage statement. We’ve organized it by sections. Freedom Mortgage Contact Information This section of your mortgage statement provides contact information for our Customer Care team,…