One of the biggest challenges for first-time home buyers is saving for a down payment. Often, new home buyers mistakenly believe they must save 20% of their home price as a down payment. However, depending on your credit and loan terms, you may be able to put down much less. Another misnomer for first-time home buyers is believing they will never be able to save enough for a down payment….
Fall offers a change of season like no other. If you’re thinking about changing homes, consider the following. Motivated Sellers: If the home has been on the market for a while, the seller may take a lower offer to close the deal before the winter. How is your new home’s drainage? Are the gutters in good shape? Proper drainage takes water off of the roof and away from the home….