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Enterprise Post Temp 1200x630 1024x538 - Three Reasons Owning a Home is a Worthwhile Commitment

Three Reasons Owning a Home is a Worthwhile Commitment

After the housing bubble collapsed in 2008, many older millennials may have seen close friends or family experience financial stress. Therefore, it’s understandable why it may be difficult to make a commitment to homeownership. However, here are three good reasons why it makes sense to own your home rather than keep paying rent. Independence  When you own your own home, you make the rules. Pets, parties, guests, no problem. Owning…

Study: Millennials are ready to buy their first home | Freedom Mortgage

Study Reveals Many Millennials Ready to Buy First Home

  A joint mortgage readiness study conducted by Freddie Mac and Experian suggests that many of the 75 million U.S. Millennials (born between 1982 – 2000, according to the U.S. Census) are ready or near-ready to qualify for a mortgage. According to the study: 33 percent of Millennials have strong or moderate credit with an average income of $53,000. Also, for those with student loans, loan payments average just 4-7%…

im - Gen X Experiences a Boom in Home Equity

Gen X Experiences a Boom in Home Equity

According to a recent study, Gen Xers (those born between 1965 – 1983) experienced some of the biggest decreases in home equity during the great recession. However, nearly 10 years later, the median net worth of these same homeowners has risen by 115%. Based on an analysis of Federal Reserve data, the study finds that Gen Xers are the only generation of households to recover the wealth they lost during…

5 Tips for Energy Savings | Freedom Mortgage

5 Tips for Energy Savings this Summer

  Looking for ways to save this summer? Try these 5 tips: Maintain your central air conditioner on a regular basis and clean or replace filters to ensure optimal efficiency. Set your air conditioner thermostat as high as comfortable when you’re home. Use a smart thermostat to automatically adjust the temperature. Close your blinds and windows during the day and open them at night. This is a no-cost way to…

Aug 27 blog 1200x630 1024x538 - Top 5 Home Remodeling Projects that Add Value

Top 5 Home Remodeling Projects that Add Value

You are living the dream of homeownership, but you want to make sure your home maintains that charm and comfort that attracted you to it in the first place. Well, the “Remodeling Impact Report” from the National Association of REALTORS® includes great information on the upgrades you should consider and what you may expect in return on investment. Here are the top 5 home remodeling projects with building equity in…

Why do I Need a Home Appraisal? | Freedom Mortgage

Why do I Need a Home Appraisal?

Let’s take a closer look at appraisals. When you find the home of your dreams and are ready to make an offer, your mortgage lender needs assurance that the place you are interested in is worth the money you wish to offer for it. This is where an Appraiser, usually a qualified 3rd party contractor, comes in. Style and Selling Points: The appraiser looks at the general design and architectural…

Homeownership Builds Wealth | Freedom Mortgage

Homeownership Builds Wealth on the Path to Financial Freedom

  As we celebrate our nation’s freedom this July 4th, it is a good time to offer a toast to the pursuit of happiness and offer thanks for our personal freedom. Americans today have many opportunities for achieving the best in life for ourselves and our families. Financial stability and financial freedom are two keys to securing the future we’ve always dreamed of. The basics of creating a good financial…

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Freedom Mortgage Reaches 1 Million-Borrower Milestone

Full-service mortgage banker to celebrate achievement at two-day Indiana festival Fishers, IN – June 28, 2018 – Freedom Mortgage, one of the nation’s largest full-service mortgage bankers and a leader in government-insured lending, will celebrate its one millionth borrower at a festival in Indiana later this month. The Spark!Fishers festival in Fishers, Indiana, will begin Friday evening, June 29 at Saxony Beach with a presentation honoring the company’s one-millionth customer,…

Considering a Home Remodeling Project this Summer? | Freedom Mortgage

Considering a Home Remodeling Project this Summer?

Take advantage of today’s rates to create a backyard paradise, finance an addition, or build out that home entertainment center you’ve always wanted. Cash-out refinancing has some major advantages for homeowners as mortgage loans may provide the best interest rate when you need to borrow money. Home loans also potentially offer significant tax advantages* as the interest you pay on these loans may be tax deductible. The biggest advantage is…

Enterprise 15 year mortgage v1 02 1 1024x529 - Pros and Cons of a 15 Year Mortgage

Pros and Cons of a 15 Year Mortgage

In the US, a 30-year fixed rate mortgage is standard. However, a 15-year fixed rate mortgage may be a smart way to save in interest. To help you figure out which type is best for you, we’ve compiled a short list of pros and cons.   Situations vary by individual, so it’s important to talk to an expert when deciding which loan is right for you. Contact us today to…