• Pros and Cons of a 15 Year Mortgage
  • How to Set Up Automatic Recurring Mortgage Payments
  • Freddie Mac Projects Rising Rates
  • Comparing the Cost of Homeownership vs Renting
  • Home Prices Are Rising
Aug 27 blog 1200x630 1024x538 - Top 5 Home Remodeling Projects that Add Value

Top 5 Home Remodeling Projects that Add Value

You are living the dream of homeownership, but you want to make sure your home maintains that charm and comfort that attracted you to it in the first place. Well, the “Remodeling Impact Report” from the National Association of REALTORS® includes great information on the upgrades you should consider and what you may expect in return on investment. Here are the top 5 home remodeling projects with building equity in…

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July appraisal1200x630 1024x538 - Why do I Need a Home Appraisal?

Why do I Need a Home Appraisal?

Let’s take a closer look at appraisals. When you find the home of your dreams and are ready to make an offer, your mortgage lender needs assurance that the place you are interested in is worth the money you wish to offer for it. This is where an Appraiser, usually a qualified 3rd party contractor, comes in. Style and Selling Points: The appraiser looks at the general design and architectural…

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FHMC news 1024x573 - Freedom Mortgage Reaches 1 Million-Borrower Milestone

Freedom Mortgage Reaches 1 Million-Borrower Milestone

Full-service mortgage banker to celebrate achievement at two-day Indiana festival Fishers, IN – June 28, 2018 – Freedom Mortgage, one of the nation’s largest full-service mortgage bankers and a leader in government-insured lending, will celebrate its one millionth borrower at a festival in Indiana later this month. The Spark!Fishers festival in Fishers, Indiana, will begin Friday evening, June 29 at Saxony Beach with a presentation honoring the company’s one-millionth customer,…

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15-year-mortgage-pros-cons

Pros and Cons of a 15 Year Mortgage

In the US, a 30-year fixed rate mortgage is standard. However, a 15-year fixed rate mortgage may be a smart way to save in interest. To help you figure out which type is best for you, we’ve compiled a short list of pros and cons.   Situations vary by individual, so it’s important to talk to an expert when deciding which loan is right for you. Contact us today to…

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IndyStar news 1024x573 - Freedom Mortgage Corporation is Named A Top Workplace in Indiana for Third Straight Year

Freedom Mortgage Corporation is Named A Top Workplace in Indiana for Third Straight Year

Indianapolis Star recognizes the company’s Fishers office as one of the area’s best places to work Mount Laurel, NJ – June 11, 2018 – Freedom Mortgage Corporation, a privately held, full-service mortgage lender licensed in all 50 states, announced that its Fishers, Indiana, facility has once again been awarded a 2018 Top Workplaces honor by The Indianapolis Star. The Top Workplaces awards are based solely on employee feedback gathered through a…

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FHMC news 1024x573 - Freedom Mortgage Statement on Ginnie Mae Restriction

Freedom Mortgage Statement on Ginnie Mae Restriction

From the desk of Stanley Middleman: On June 1, 2018, Ginnie Mae (GNMA) restricted Freedom Mortgage and two other GNMA issuers from using VA loans to create GNMA multi-lender pools. This restriction, beginning July 1, is for the purpose of creating prepay transparency for MBS investors. Freedom Mortgage continues to be an approved GNMA issuer, remains authorized to pool all GNMA products, and continues to be able to put VA…

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time-to-move-up-home-prices-more-afforadable-than-ever

Rates May Be Rising, But Homes Are More Affordable Today Than You Think

If you’ve been following the housing market, you may be seeing that rates are rising and home inventory is low. This means that fewer homeowners are putting their homes up for sale, making the market more competitive while mortgage rates go up. However, American’s may not realize that while rates are rising they are still at historic lows. This Spring, Trulia released a blog, Not Your Father’s Housing Market, that…

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Are-you-spending-too-much-on-rent-average-rent-paid-by-generation-by-age-30

How Homeownership Helps You Build Wealth

According to a new study in Housing Wire (March 26, 2018), Millennials will spend $100,000 on rent by the time they are 30 years old. The research indicates that rent consumes up to 45% of Millennial income today. With this generation spending nearly half of their income on rent without gaining equity, it may not just prolong their entry into the housing market, but it may also impact their long-term…

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Interview Image 1024x685 - Attention Grads! How to Prepare for Your “Real World” Job Interview.

Attention Grads! How to Prepare for Your “Real World” Job Interview.

  You’ve applied for a job and landed an interview! Whether you’ve been on several interviews or this is your first, it’s vital to be prepared and put your best foot forward. Here are a few tips: Always Dress to Impress Employers notice your attire. Dress professionally, no matter how casual the workplace environment. A favorite, professional outfit will make you feel confident. Ensure your clothes fit, are clean and wrinkle-free….

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