Valentine’s Day is traditionally an expensive holiday for consumers hoping to impress their significant others with romantic gestures. For Americans hoping to keep an eye on their expenses, there are a number of ways to observe the Hallmark holiday each year without accruing debt.
By choosing to spend less money – but still making a distinguished effort – you can have a memorable day with your special valentine and maintain your savings.
Prepare an exquisite meal at home
Prices for flowers, chocolates and dining out are typically inflated around Valentine’s Day. Gathering unique food items and preparing a certain meal at home for yourÂ loved onÂ can be just as romantic as eating at a restaurant, andÂ probably less expensive. For added ambiance, try dimming the lights, turning on some soft music and adding a table cloth as well as a few candles to the table.Â
Make customized presents
Items made personally by hand can hold much more significance than store-boughtÂ items, and if a great deal of thought and care was put into a gift, it could be priceless. Consider making a memory box for your significant other, which displays mementos of past experiences andÂ special memories the two of you shared. Making a custom-mixed music album can also impress your valentine, as some tunes may be linked to nostalgia and certain lyrics can define your romantic emotions.
Throw a party
Valentine’s Day is a widespread celebration, as single people can celebrate alongside couples – although it may be for different reasons.Â Think about hosting a holiday party at your residence for your friends and family. A few inexpensive decorationsÂ and appetizers will suffice, if you remind your guests to bring their own spirits. As many others may be wondering what to do on Valentine’s Day, your invitation will come as a welcomed activity.
Make moves toward homeownership
If you have decided your significant other is the one you wish to spend the rest of your life with, perhaps you might want to examine the possibility of obtaining a FHA loan and begin looking for property to purchase. Demonstrating your commitment will speak volumes to your future spouse, and planning ahead will facilitate future steps in the process.
Getting your personal finances under control is the first step to qualifying for a home loan. Freedom Mortgage offers some of the latest advice on comprehending a fluid housing market from improving your home value to tips on comparing mortgage loan rates.Â
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